President’s Message

Terrie G. Spiro,
President & CEO

April 6, 2020

The COVID-19 pandemic will stand out in history as not only a world changing event, but a life changing event as well.  In a few short months, each of our lives have been significantly impacted in both large and small ways.  There is no doubt that our lives will not be the same once this pandemic is over, and we will be forced to accept this “new normal” for ourselves, our families, and our country. I wanted to reach out and make you aware of what we are doing during this very challenging time to keep our employees safe while at the same time demonstrating our commitment to our customers and communities as the last locally headquartered community bank in NE Maryland.

Early on, Cecil Bank began making adjustments to its workforce schedules and implemented its crisis playbook as it became evident our communities were soon to be impacted.  Following CDC protocols and local government guidelines, we have worked to execute this shift while maintaining business continuity within this new order.  We continue to re-evaluate the situation on a daily basis, and we will continue to make adjustments, as needed, in order to keep our employees safe.  If nothing else, this experience has served as a testament to the grit and commitment of every member of our TEAM who understands the Bank serves as an “essential” business.  Each team member is continuing to perform his/her duties, serving customers as they always have, with a sense of community spirit and support, especially during these difficult times.  I honor them for what they are doing each and every day to serve you, our customers.

Our lobbies may be closed, (except by appointment), but we have added a new courier service to assist those who are not able to get out or who are distancing in place.  Cecil Bank is also accepting applications, for Cecil Bank customers only, for the Small Business Administration’s (SBA) Paycheck Protection Program (PPP).  While we cannot guarantee requested funds will be approved or will be available by the SBA, we want to help our communities and the businesses who are hurting during this time.  Please contact us to receive an application and information. 

These are trying times for all of us.  Cecil Bank remains committed to doing everything we can to support you and our communities throughout this crisis.  Let us know how we can help.

Stay safe and stay well.



Board of Directors:

William H. Cole IV, Chairman
William F. Ariano, Jr., Vice Chairman
P. Kent Snodgrass, Director
Terrie G. Spiro, Director      
John J. Lyons, Director
Thomas L. Vaughan, Director
Hope W. Lundt, Director

Bank Officers:

Terrie G. Spiro, President & Chief Executive Officer, Click here to email Terrie
R. Lee Whitehead,  EVP & Chief Financial Officer, Click here to email Lee
V. Guy Abell, SVP, BSA Officer & Controller Click here to email Guy 
Thomas J. Ahearn,
SVP, Acting Chief Lending Officer & Special Assets Click here to email Tom
Robin W. Brueckman, 
SVP & Business Development Officer, Click here to email Robin   
Tamara S. Fender, VP & Loan Operations and Credit Administration, Click here to email Tamara
Matthew D. Mryncza,
AVP & Credit Analyst Click here to email Matt
Zeljka Preradovic, AVP, Branch Operations and Information Security Officer Click here to email Zeljka
Kerrie M. Stafford, Bank Officer, IT Specialist Click here to email Kerrie
Milena Vujonovic, Bank Officer, BSA Coordinator Click here to email Milena

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