President’s Message

J. William Knott, President & CEO February 25, 2022

Cecil Bank has been a member of the Northeast Maryland community since 1959.

We want to thank our community for its past support!  Your support has allowed Cecil Bank to continue as an independent bank while others no longer remain.  In fact, Cecil Bank is the only indigenous independent bank headquartered in Cecil County.


In 2021, the Board of Cecil Bank, Chaired by William Cole, IV, brought in new management to run Cecil Bank.  The direction of the Bank has changed dramatically in just twelve months.

For the first time in 10+ years, the Bank was operationally profitable in the fourth quarter of 2021.

  • Deposits grew by almost $50.0 million or 20+ percent.
  • Loans grew by almost $100.0 million or approximately 150+ percent.
  • The Bank is expanding and hiring new personnel.
  • The Bank has invested in new technology.
  • New capital was raised to support growth.

What this means for the community is that Cecil Bank will be more visible, it will continue to invest and support the community.

Again, we thank you for your past support and we look forward to your continued support!

Bill Knott

Come Grow With Us! 

Board of Directors:

William H. Cole IV, Chairman

J. William Knott, Director

Hope W. Lundt, Director

John J. Lyons, Director

Mark A. Keidel, Director

P. Kent Snodgrass, Director

Thomas L. Vaughan, Director

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Bank Officers:

J. William Knott, President & Chief Executive Officer

David A. Miller, EVP & Chief Financial Officer

David S. Miller, EVP, Chief Credit Officer

R. Lee Whitehead,  SVP & Controller

Robin W. Brueckman,  SVP & Business Development Officer

Zeljka Preradovic, SVP, Branch Operations and Information Security Officer

Tamara S. Fender, VP & Loan Operations and Credit Administration

V. Guy Abell, VP, BSA Officer & Asst. Controller

Milena Vujnovic, Bank Officer, BSA Coordinator