President’s Message

J. William Knott, President & CEO

December 3, 2020

I am grateful for many things during this time of year: family, friends and health to name but a few. Adding to my list is the honor for me to be asked to serve as Cecil Bank’s President and CEO. As only the fifth executive to serve in this capacity for a 60-year old institution and for it to be the only independent institution serving northeast Maryland, this opportunity is a true privilege.  My roots are in Maryland, having been born and raised in Baltimore. I have spent almost 40 years – my entire career – in banking and financial services.

As part of the leadership team for Cecil Bank, we do not take our responsibility lightly. We understand our clients care about Cecil Bank and we care about them. We appreciate our customers’ support and business. We have loyal clients who value our relationship-based approach to banking and our dedicated employees who provide excellent customer service.

I realize that there have been some unfortunate events in the Bank’s history. The hard work of the Board of Directors, Terrie Spiro, existing management, and past and present employees have placed Cecil Bank in a position to grow and create a bright future with new successes.

Success, in our minds, is continuing to serve our community as a life partner – one who understands the wants and needs of its customers and works with them to achieve their family’s financial goals and aspirations; recognizing  and rewarding our employees for their contributions to our success; and, being proud of the financial results we generate for our shareholders.

Our clients, our neighbors, and friends have stood by Cecil Bank. We can never forget who we are here to serve – our customers. We appreciate the trust you have placed in us – thank you!

Our employees have enabled us to serve our customers and community through dedication, hard work, and a commitment to providing excellent customer service – thank you!

On behalf of the Board of Directors, management, and shareholders – we would like to wish you a happy, healthy and joyous Holiday Season!

And, we would like to thank you for your continuing support of Cecil Bank!

Bill Knott


Board of Directors:

William H. Cole IV, Chairman

J. William Knott, Director

Hope W. Lundt, Director

John J. Lyons, Director

P. Kent Snodgrass, Director

Thomas L. Vaughan, Director


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Bank Officers:

J. William Knott, President & Chief Executive Officer, Click here to email Bill

David A. Miller, EVP & Chief Financial Officer, Click here to email David 

David S. Miller, EVP, Chief Credit Officer,  Click here to email Dave

R. Lee Whitehead,  SVP & Controller, Click here to email Lee

Robin W. Brueckman,  SVP & Business Development Officer, Click here to email Robin

Zeljka Preradovic, SVP, Branch Operations and Information Security Officer Click here to email Zeljka

Tamara S. Fender, VP & Loan Operations and Credit Administration, Click here to email Tamara

V. Guy Abell, VP, BSA Officer & Asst. Controller Click here to email Guy 

Matthew D. Mryncza, AVP & Credit Analyst Click here to email Matt

Kerrie M. Stafford, Bank Officer, IT Specialist Click here to email Kerrie

Milena Vujnovic, Bank Officer, BSA Coordinator Click here to email Milena

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