Certificate of Deposit

To help you decide which CD will best meet your needs, take our One-Minute Certificate of Deposit Test. Then request a CD quote from one of our Customer Services Representatives today at one of our convenient locations.

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Traditional Certificates of Deposit:

• $500.00 minimum deposit required to open
• Maturities from 91 Days to 5 Years
• Interest is compounded daily and posted to your account monthly
• Interest earned may be reinvested, transferred to another account, or paid by check

Convenient Access Certificates of Deposit:

• $2,000.00 minimum deposit required to open
• 12 Month Term
• Interest is compounded daily and posted to your account monthly
• Interest earned may be reinvested, transferred to another account, or paid by check
• Allows three(3) withdrawals of principle without penalty during the certificate term.

Bump Up Certificates of Deposit:

• $500.00 minimum deposit required to open
• Maturities from 2 Years to 5 Years
• Interest is compounded daily and posted to your account monthly
• Interest rate may vary
• Interest earned may be reinvested, transferred to another account, or paid by check
• You may change the interest rate on your account one time on 2 and 3 Year Certificates or two times on 4 and 5 Year Certificates during the Certificate term.

Individual Retirement Account:

• $100.00 minimum deposit required to open
• 18 or 60 Month Terms
• Interest is compounded daily and posted to your account monthly
• Minimum balance of $100.00