Investor Relations


Lee Whitehead 410-392-8375
Click here to email Lee

 Computershare, Inc
 480 Washington Boulevard
 Jersey City, NJ  07310
(201) 680-3153

Cecil Bancorp, Inc., Cecil Bank’s parent is traded over the counter on the Bulletin Board under the symbol CECB. Cecil Bancorp Inc. is the holding company of Cecil Bank (the Bank), a community oriented financial institution offering traditional financial services out of eleven offices in the Cecil and Harford county areas.

The Bank’s business consists principally of attracting retail and commercial deposits from the general public and primarily using them to originate mortgage loans secured by one- to four-family residences and commercial loans, and to a lesser extent consumer based loans and home equity loans.

The Bank conducts operations out of its main office and nine bank offices located in Cecil and Harford Counties, Maryland. Most of the Bank’s depositors and borrowers live in the areas surrounding its branches.  We are proud to be locally owned and managed. 

If you would like in-depth financial information on Cecil Bank, including balance sheet, income statement, performance and condition ratios, or demographic information, Click here to view Cecil Bank’s FDIC Call Report on the FFIEC’s Institutional Directory database. Click on the underlined Call Reports and Thrift Financial Reports link. Enter Date from the drop down menu, enter Cecil Bank for the Bank Name, and enter Elkton for the City, and enter Maryland for the State, and click Search Tab at the Top Left of the Screen.   


 Important Notice Regarding the Availability of Proxy Materials for the Shareholder Meeting to be Held on July 15, 2015.

You may view the Proxy Cover Letter and Proxy Materials by clicking the links below: 

To view the Proxy Cover Letter, click link here: Proxy Cover Letter

To view the Proxy Materials, click link here: 2015 Proxy Statement 

To view the 2015 Annual Shareholder Meeting Voting Results, click link here: Voting Results



Elkton, Maryland / December 31, 2013 – Cecil Bancorp, Inc. (OTCBB: CECB), today announced that it plans to deregister its common stock and suspend its reporting obligations under Securities Exchange Act of 1934. This decision was made in accordance with the new deregistration thresholds for bank holding companies contained in the Jumpstart Our Business Startups Act of JOBS Act. Since the Company has fewer than 1,200 holders of record of its stock, it is able to deregister its common stock under the new rules.

The Company is taking this action in order to reduce the legal, accounting and administrative costs associated with being a reporting company. Terrie G. Spiro, President and Chief Executive Officer, said “The decision by the Board of Directors to deregister was made after careful consideration of the advantages and disadvantages of being a public reporting company and the high cost and demands on management’s time arising from compliance with our ongoing reporting requirements, including the costs associated with Sarbanes-Oxley and Dodd-Frank compliance and other reporting requirements.”

The Company’s deregistration will be effective 90 days after the date of filing the Form 15, expected in January 2014. Upon filing the Form 15, the Company’s obligation to file certain reports and forms, including Forms 10-K, Forms 10-Q and Forms 8-K, will be suspended.

The Company anticipates that its common stock will continue to be quoted on the OTC Bulletin Board after deregistration. No guarantee, however, can be made that a trading market in the Company’s common stock through any over-the- counter market will be maintained.

The Company intends to continue to provide shareholders with financial information on a quarterly basis and annual basis through its website: In addition, the Company will continue to provide financial reports to the Federal Deposit Insurance Corporation and the Federal Financial Institutions Examination Council, as required.

Forward Looking Statements
Statements contained in this news release which are not historical fact may be forward-looking statement as that term is defined in the Private Securities Litigation Reform Act of 1995. Such forward-looking statements are subject to risks and uncertainties which could cause actual results to differ from those currently anticipated due to a number of factors, including, but not limited to, the Company’s ability to realize anticipated cost savings from its deregistration; the ability to timely and effectively implement its deregistration plans; potential adverse effects on share price and liquidity following the Company’s delisting as well as more general business and financial risks, including the risk detailed from time to time in its filings under the Securities Exchange Act of 1934. The Company undertakes no obligation to update any forward-looking statements.


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