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How Much Home Is Right
For You?

Take Our One-Minute Home BuyAbility Test

Select the answer that best describes your situation in each question below.
When you're finished, click Add Up My Points. Continue... I'll take the test later.

Dependents (including yourself) Score:
One
2
Two
2
Three
2
Four
1
Five+
1
Years At Present Address Score:
Under 2
years
1
2 to 4
years
2
5 to 8
years
2
9 to 14
years
3
15 years
or more
4
Years With Present Employer Score:
Under 2
years
1
2 to 4
years
3
5 to 8
years
4
9 to 15
years
5
Over 15
years
6
Years With Previous Employer Score:
Under 2
years
1
2 to 4
years
2
5 to 8
years
2
9 to 15
years
3
Over 15
years
3
Gross Monthly Income Score:
Less
Than
$2,000
1
$2,000
to
$2,600
2
$2,601
to
$3,000
4
$3,001
to
$3,600
5
$3,601
to
$4,200
7
$4,201
to
$4,600
9
$4,601
to
$5,200
11
$5,201
or
More
12
Approximate Savings: (passbook, money market, CDs, home equity-home value less mortgage balance) Score:
Less
Than
$10,000
1
$10,000
to
$17,000
2
$17,001
to
$26,000
4
$26,001
to
$38,000
5
$38,001
to
$46,000
7
$46,001
to
$56,000
9
$56,001
to
$65,000
11
$65,001
or
More
12
Percent Of Monthly Income Remaining After Expenses (excluding monthly rent or mortgage payment) Score:
Under
10%
1
10% to
25%
3
26% to
33%
5
34% to
50%
7
Over
50%
9

To Find Out What Your Score Means, Click HERE


This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.

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