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You Really Want!

Take Our One-Minute Auto Loan Test

Select the answer that best describes your situation in each question below.
When you're finished, click Add Up My Points. Continue... I'll take the test later.

Dependents (including yourself)Score:
One
2
Two
2
Three
2
Four
1
Five+
1
ResidenceScore:
Living With
Parents
1
Rent
Furnished
1
Rent
Unfurnished
3
Own Home
Mortgaged
5
Own Home
Clear
7
Years At Present AddressScore:
Under 2
years
1
2 to 4
years
1
5 to 8
years
3
9 to 14
years
4
15 years
or more
5
Years At Previous AddressScore:
Under 2
years
1
2 to 4
years
1
5 to 8
years
3
9 to 14
years
4
15 years
or more
5
Gross Monthly SalaryScore:
Under
$1,500
1
$1,501 to
$2,500
2
$2,501 to
$2,900
4
$2,901 to
$3,800
7
$3,801 to
$5,000
10
Over
$5,000
12
Additional Monthly Income (spouse's income, investments, etc.,)Score:
Under
$500
1
$501 to
$1,000
2
$1,001 to
$1,500
2
$1,501 to
$2,000
3
$2,001 to
$2,500
4
Over
$2,500
6
Years With Present EmployerScore:
Under 2
years
1
2 to 3
years
2
4 to 6
years
3
7 to 10
years
5
Over 10
years
6
Years With Previous EmployerScore:
Under 1
year
1
1 to 3
years
1
4 to 6
years
2
7 to 10
years
4
Over 10
years
6
Percent Of Monthly Income Remaining After ExpensesScore:
Less Than
10%
1
10% to
15%
2
16% to
25%
3
26% to
33%
4
Over
33%
5
Bonus Points (add up all that apply - maximum 3 points)Score:
Checking
Account
1
Savings
Account
1
IRA
With Bank
1
CDs
With Bank
1
Loan
With Bank
1

To Find Out What Your Score Means, Click HERE


This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.

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