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Pack Your Wallet With More
Buying Power!!

Take Our One-Minute Credit Card Potential Test

Select the answer that best describes your situation in each question below.
When you're finished, click Add Up My Points. Continue... I'll take the test later.

Dependents (including yourself) Score:
One
2
Two
2
Three
2
Four
1
Five+
1
Residence Score:
Living With
Parents
1
Rent
Furnished
1
Rent
Unfurnished
3
Own Home
Mortgaged
5
Own Home
Clear
7
Years At Present Address Score:
Under 2
years
1
2 to 4
years
1
5 to 8
years
3
9 to 14
years
4
15 years
or more
5
Years At Previous Address Score:
Under 2
years
1
2 to 4
years
1
5 to 8
years
3
9 to 14
years
4
15 years
or more
5
Gross Monthly Salary Score:
Under
$1,500
1
$1,501 to
$2,500
2
$2,501 to
$2,900
4
$2,901 to
$3,800
7
$3,801 to
$5,000
10
Over
$5,000
12
Additional Monthly Income (spouse's income, investments, etc.,) Score:
Under
$500
1
$501 to
$1,000
2
$1,001 to
$1,500
2
$1,501 to
$2,000
3
$2,001 to
$2,500
4
Over
$2,500
6
Years With Present Employer Score:
Under 2
years
1
2 to 3
years
2
4 to 6
years
3
7 to 10
years
5
Over 10
years
6
Years With Previous Employer Score:
Under 1
year
1
1 to 3
years
2
4 to 6
years
3
7 to 10
years
5
Over 10
years
5
Percent Of Monthly Income Remaining After Expenses Score:
Under
10%
1
10% to
15%
2
16% to
25%
3
26% to
33%
4
Over
33%
5
Bonus Points (add up all that apply - maximum 3 points) Score:
Bank Credit
Card
1
AMEX or
Diners Card
2
Oil Company
Card
1
Department
Store Cards
1
Other Credit
Cards
2

To Find Out What Your Score Means, Click HERE


This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval.

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