Save On Taxes and Interest With Home Equity Borrowing Take Our One-Minute Home Equity Loan Test Select the answer that best describes your situation in each question below. When you're finished, click Add Up My Points. Continue... I'll take the test later. Dependents (including yourself) Score: One 2 Two 2 Three 2 Four 1 Five+ 1 Condition Of Your Home Score: Poor 0 Fair 1 Good 2 Very Good 3 Excellent 5 Years At Present Address Score: Under 2 years 1 2 to 4 years 2 5 to 8 years 3 9 to 14 years 4 15 years or more 5 Gross Monthly Income Score: Under $1,500 3 $1,501 to $2,500 4 $2,501 to $3,500 5 $3,501 to $5,000 6 Over $5,000 7 Years With Present Employer Score: Under 2 years 1 2 to 3 years 3 4 to 6 years 4 7 to 10 years 5 Over 10 years 6 Years With Previous Employer Score: Under 1 year 1 1 to 3 years 1 4 to 6 years 2 7 to 10 years 4 Over 10 years 5 Percent Of Monthly Income Remaining After Expenses Score: Less Than 10% 1 10% to 15% 2 16% to 25% 3 26% to 33% 4 Over 33% 5 Bonus Points (add up all that apply - maximum 3 points) Score: Checking Account 1 Savings Account 1 IRA With Bank 1 CD With Bank 1 Loan With Bank 2 To Find Out What Your Score Means, Click HERE This chart is for your information only. It does not include all of the factors we consider in evaluating a loan request such as your payment history and your ability to meet your monthly obligations. We reserve the right of final loan approval. ©1985 The Forms Group, All Rights Reserved